Payment infrastructure for the agent economy
8os is the payment infrastructure that lets AI agents move money across borders — settled in stablecoins, delivered through local rails. Built for a world where software, not humans, initiates the next billion business transactions.
The problem
01
The next wave of B2B commerce will be initiated by AI agents — procurement bots, treasury agents, autonomous vendors, billing systems that talk to each other. They will transact 24/7, across borders, in volumes and frequencies no human workflow was ever designed to handle.
02
The existing stack breaks under that load. Card networks assume a human approver. Bank transfers assume domestic rails and business hours. Cross-border payments assume correspondent banking, FX desks, and three-day settlement.
03
None of it composes with software that needs to pay another piece of software in seconds, with a verifiable audit trail, across two countries. 8os is built from the opposite assumption: that the agent is the payer, the rail is global by default, and the local banking system is something you plug into — not something you wait for.
The platform
Four primitives that turn an autonomous agent into a transactable economic actor.
Identity
Every payment is traceable to the organization that owns it, the user who delegated it, and the specific agent that executed it. Cryptographic, hierarchical, and built for compliance from day one.
Policy
Define what your agents can spend, with whom, under what conditions. Limits, allowlists, approval thresholds, and human-in-the-loop escalation — all enforced before a single peso moves.
Rails
One API. Stablecoins for global settlement, SPEI for Mexican delivery, more rails coming. Agents don't need to know what a CLABE or a USDC contract is. They just need the payment to land.
Audit
Every action — proposed, approved, executed, settled — written to an immutable log. Built for finance teams, auditors, and regulators who need to know exactly which agent did what, when, and why.
Compliance
Mexican tax compliance is not an afterthought. 8os issues CFDI invoices automatically for every agent-initiated transaction, so your books close themselves.
The wedge
The US–Mexico corridor moves more than a hundred billion dollars a year in B2B flows, and almost none of it is built for software. US companies sit on USDC. Mexican vendors need pesos in their bank account, today, with a valid CFDI attached.
8os bridges that gap natively. A US-based agent funds a payment in USDC. 8os settles it on-chain, off-ramps it through our Mexican banking stack, and delivers MXN via SPEI to the recipient — with the invoice issued, the audit trail recorded, and the policy enforced. End to end, in minutes.
Borderless settlement, local delivery, agent-native control.
| Domestic fiat | Cross-border | 8os | |
|---|---|---|---|
| Settlement | Hours | 1–3 days | Seconds |
| Coverage | One country | Correspondent banks | Stablecoin-global |
| Built for | Humans | Humans | Agents |
| Local delivery | Native | Slow | Native via SPEI |
| Audit trail | Bank statement | Reconstructed | Native |
Who it's for
8os is in private beta. We're partnering with a handful of teams that already feel the pain — companies whose software needs to pay other companies, across the US-Mexico border, without a human in the loop.
01
You already hold USDC. You already pay vendors in Mexico. You're tired of OTC desks and manual SPEI transfers.
02
You run a US entity that pays Mexican suppliers, contractors, or payroll. You want one rail, not five.
03
Your product is an agent, or your back office is becoming one. You need payment infrastructure that was designed for the way you actually operate.
If you're building something that needs to pay across borders, on stablecoins, without humans in the loop — we want to talk.